According to a World Health Organisation report, around 2.2 billion people worldwide suffer from some form of vision impairment. A significant percentage of Indians too suffer from eyesight issues.
When these disorders occur, one needs to consult a physician for treatment immediately. In most cases, these doctors are an ophthalmologist – a specialist dealing with all forms of eye and vision-related conditions.
Consulting ophthalmologists and undergoing treatment for your vision impairment can be expensive at times. Nevertheless, if you own a Bajaj Health EMI Card, affording even the costliest procedures become simple.
However, before learning more about this card, one must understand the role ophthalmologists play in maintaining your eye health.
What is ophthalmology?
Ophthalmology is the medical science that is primarily related to the diagnosis, treatment and correction of eye disorders. Along with medication, ophthalmologists are trained in surgical procedures as well. These doctors can treat a wide range of vision and eye-related conditions, including the following –
- Corneal disorders.
- Retinal disorders (for instance, diabetic retinopathy).
- Neurological conditions leading to vision impairments.
- Surgical procedures for vision reconstruction.
Moreover, with their medical training, these physicians can often notice underlying conditions and refer patients to other specialists when necessary. Ophthalmologists can treat almost every condition starting from minor redness and itchiness in your eyes to partial vision loss.
Nevertheless, being able to afford the services of such an eye-specialist can be difficult. Undergoing surgical treatment is even costlier and can take a toll on your finances. Opting for a Bajaj Health EMI Card can help reduce financial limitations when it comes to medical treatments.
Health cards: What are they?
The Bajaj Finserv Health EMI Network Card refers to a specialised medical card that comes with pre-approved credit. Cardholders can use this credit to pay for a wide variety of treatments, therapies, medications and more. After fulfilling their immediate medical liabilities, they can clear their dues on the card with the help of EMIs.
The Bajaj Health EMI Card offers a flexible tenor for such repayments, ensuring minimal financial strain for the cardholder, even when expensive treatments are involved. Apart from the ability to instantly convert medical bills into manageable EMIs, these cards also come with diverse benefits, each of which simplifies maintaining your financial security through medical emergencies.
Various benefits of a health card
If you choose to avail a health card, you can also look forward to the following beneficial features –
- A pre-approved limit of up to Rs.4 lakh
Eligible applicants can take advantage of a pre-approved credit worth up to Rs.4 lakh. Such high-valued credit is sufficient for most medical procedures that one may need to undergo.
Keep in mind that the pre-approved limit you are eligible for may differ from other cardholders, depending on your eligibility and other factors.
- A repayment period of up to 24 months
You are free to choose the suitable repayment tenor of a Bajaj Health EMI Card. You can also pick and extended repayment tenor that can range up to 24 months.
If one has the necessary financial backing, he/she can repay the entire sum in just a few months. Therefore, with sufficient time, repaying substantial sums is hassle-free.
- Pan India coverage
The card’s services are not limited to a particular city or geographical location within India. Instead, cardholders can easily avail the same features and benefits anywhere in the country. All you need to do is visit one of the network hospitals or healthcare centres for the treatment.
- One card for the entire family
Another brilliant feature of this card is that an individual does not need to avail separate cards for each family member. When you decide to avail one such card, all your family members can freely utilise it for their specific medical needs without any restrictions.
- Minimal documentation
Since a health card is available to existing EMI network members, you do not need to provide any documents when applying for the same. Furthermore, with online applications, the entire process for acquiring these cards is simple and involves minimal hassle.
- Nominal costs
When discussing health card benefits, one cannot neglect to mention that these are highly affordable. Cardholders need to pay a one-time joining fee, which starts from just Rs.589. With no other yearly costs involved, you do not need to worry about incurring any additional expenses.
With the ever-rising healthcare costs in India, being able to afford quality treatment has become increasingly difficult. Fortunately, with such financial products, individuals can concentrate on recovery rather than about the expenses of treatment. Apply for a health card and start availing its various benefits.